Product Type
|
Available on Individual and Family Floater Basis
|
Type of Cover
|
1. Base Cover on Indemnity Basis- Covid Hospitalization cover
2. Optional Cover on Benefit Basis- Hospital Daily Cash
|
Sum insured
|
Rs 50,000/- (Fifty Thousand) to 5,00,000/- (Five Lakh) (in the
multiples of fifty thousand)
|
Waiting Period
|
15 days
|
Policy Period
|
Three and Half Months (3 ½ months), Six and Half Months(6 ½
months), Nine and Half Months (9 ½ months) including waiting period.
|
Eligibility
|
Policy can be availed by persons between the age of 18 to 65
years.
Policy can be availed for Self, spouse, Parents, Parents-in-law
and Dependent Children up to 25 years of age.
|
Hospitalization Expenses
|
Medical Expenses of Hospitalization on diagnosis of Covid shall
be admissible
|
Pre Hospitalization Expenses
|
15 days
|
Post Hospitalization Expenses
|
30 days
|
Sub-limits
|
1. Home care treatment: Maximum upto 14 days per incident.
2. Ambulance Charges: Rs.2000/- per hospitalization.
3. Optional Cover of Hospital Daily Cash: 0.5% of Sum Insured per day subject to
maximum of 15 days in a policy period for every insured member.
|
Home Care Treatment Expenses
|
Cost of treatment incurred by the Insured person on availing
treatment at home for Covid on positive diagnosis up to 14 days per incident,
which in the normal course would require care and treatment at a hospital but
is actually taken while confined at home.
|
Premium payment
|
Single Premium
|
Hospital
|
For the purpose of this policy any set-up designated by the
government as hospital for the treatment of Covid shall also be also considered
as hospital.
|
Co-morbidities
|
Any co-morbid condition triggered due to Covid-19 shall be
covered during the period of hospitalization.
|
Sl. No
|
Name of Insurer
|
1
|
Acko General Insurance Ltd.
|
2
|
Aditya
Birla Health Insurance Co. Ltd.
|
3
|
Bajaj
Allianz General Insurance Co Ltd
|
4
|
Bharti
AXA General Insurance Co. Ltd.
|
5
|
Cholamandalam
MS General Insurance Co. Ltd.
|
6
|
Edelweiss
General Insurance Co. Ltd.
|
7
|
Future
Generali India Insurance Co. Ltd.
|
8
|
Go
Digit General Insurance Ltd
|
9
|
HDFC
ERGO General Insurance Co.Ltd.
|
10
|
HDFC
ERGO Health Insurance Limited
|
11
|
ICICI
Lombard General Insurance Company Ltd
|
12
|
IFFCO
TOKIO General Insurance Co. Ltd.
|
13
|
Kotak
Mahindra General Insurance Co. Ltd.
|
14
|
Liberty
General Insurance Ltd.
|
15
|
Magma
HDI General Insurance Co. Ltd.
|
16
|
ManipalCigna
Health Insurance Company Limited
|
17
|
Max
Bupa Health Insurance Co. Ltd
|
18
|
Navi
General Insurance Ltd.
|
19
|
National
Insurance Co. Ltd.
|
20
|
Raheja
QBE General Insurance Co. Ltd.
|
21
|
Reliance
General Insurance Co.Ltd
|
22
|
Religare
Health Insurance Co. Ltd
|
23
|
Royal
Sundaram General Insurance Co. Ltd.
|
24
|
SBI
General Insurance Co. Ltd.
|
25
|
Star
Health & Allied Insurance Co.Ltd.
|
26
|
Tata
AIG General Insurance Co. Ltd.
|
27
|
The New
India Assurance Co. Ltd
|
28
|
The
Oriental Insurance Co. Ltd.
|
29
|
United
India Insurance Co. Ltd.
|
30
|
Universal
Sompo General Insurance Co. Ltd.
|