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Exposure Draft
Ref. No: -- Date: 07-11-2019
Exposure Draft on Guidelines on Wellness and Preventive Features/Benefits

Exposure Draft on Guidelines on Wellness and Preventive Features/Benefits


In order to enhance the scope of services offered under wellness and preventive features/benefits of health insurance products, it is proposed to issue comprehensive guidelines on wellness and preventive features/benefits.

Under the provisions of Sec 34(1) of the Insurance Act 1938, it is proposed that Guidelines be issued, specifying the rewards that can be offered as wellness benefits in the health insurance products, the requirement of disclosing in the policy contract about the manner in which the accrued benefits can be offered / utilized by the policyholders and other necessary disclosures that the insurers have to carry out for enabling informed choice to the policyholders keeping in view protection of the policyholders’ interests.


Towards this, an exposure draft is herewith issued seeking comments of the stakeholders by 18th November 2019.


Comments may please be forwarded to email id in the attached format (in MS excel) within the date specified as above.


Suresh Mathur

Executive Director


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